Call reports 2012
PELHAM BANKING COMPANY — 2012
What PELHAM BANKING COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 65,176,000 | 65,315,000 | 63,839,000 | 66,202,000 |
| Total loans | 24,904,000 | 24,782,000 | 24,058,000 | 24,505,000 |
| Allowance for loan losses | 312,000 | 318,000 | 383,000 | 384,000 |
| Securities available for sale | 23,262,000 | 24,696,000 | 22,665,000 | 23,677,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,609,000 | 54,524,000 | 52,891,000 | 55,174,000 |
| Interest-bearing deposits | 44,105,000 | 44,026,000 | 43,470,000 | 45,298,000 |
| Noninterest-bearing deposits | 10,504,000 | 10,498,000 | 9,421,000 | 9,876,000 |
| Equity capital | 10,115,000 | 10,375,000 | 10,486,000 | 10,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 621,000 | 1,234,000 | 1,832,000 | 2,434,000 |
| Interest expense | 106,000 | 194,000 | 279,000 | 359,000 |
| Net interest income | 515,000 | 1,040,000 | 1,553,000 | 2,075,000 |
| Noninterest income | 141,000 | 261,000 | 287,000 | 414,000 |
| Noninterest expense | 441,000 | 924,000 | 1,253,000 | 1,787,000 |
| Provision for loan losses | 0 | 25,000 | 75,000 | 75,000 |
| Pretax income | 217,000 | 442,000 | 610,000 | 735,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 217,000 | 442,000 | 610,000 | 735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,530,000 | 9,650,000 | 9,713,000 | 9,733,000 |
| Total capital | 9,842,000 | 9,968,000 | 10,096,000 | 10,117,000 |
| Risk-weighted assets | 34,719,000 | 34,489,000 | 33,427,000 | 34,626,000 |
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