Call reports 2006
PELHAM BANKING COMPANY — 2006
What PELHAM BANKING COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 52,536,000 | 54,592,000 | 53,988,000 | 55,304,000 |
| Total loans | 23,011,000 | 23,709,000 | 24,880,000 | 22,392,000 |
| Allowance for loan losses | 194,000 | 195,000 | 205,000 | 207,000 |
| Securities available for sale | 22,951,000 | 23,587,000 | 24,648,000 | 24,065,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,736,000 | 46,756,000 | 45,698,000 | 47,213,000 |
| Interest-bearing deposits | 36,435,000 | 38,740,000 | 38,011,000 | 39,173,000 |
| Noninterest-bearing deposits | 8,301,000 | 8,016,000 | 7,687,000 | 8,040,000 |
| Equity capital | 7,241,000 | 7,286,000 | 7,706,000 | 7,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 725,000 | 1,498,000 | 2,296,000 | 3,128,000 |
| Interest expense | 240,000 | 519,000 | 822,000 | 1,153,000 |
| Net interest income | 485,000 | 979,000 | 1,474,000 | 1,975,000 |
| Noninterest income | 126,000 | 238,000 | 361,000 | 497,000 |
| Noninterest expense | 358,000 | 668,000 | 984,000 | 1,435,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 20,000 |
| Pretax income | 253,000 | 548,000 | 835,000 | 1,020,000 |
| Income tax | 3,000 | 7,000 | 10,000 | 110,000 |
| Net income | 250,000 | 541,000 | 825,000 | 910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,721,000 | 7,907,000 | 8,085,000 | 7,820,000 |
| Total capital | 7,915,000 | 8,102,000 | 8,290,000 | 8,027,000 |
| Risk-weighted assets | 30,455,000 | 31,524,000 | 32,041,000 | 30,191,000 |
Machine access — free, no API key
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