Call reports 2023
ALLIANCE BANK & TRUST COMPANY — 2023
What ALLIANCE BANK & TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 232,612,000 | 244,565,000 | 252,764,000 | 263,456,000 |
| Total loans | 191,141,000 | 196,285,000 | 203,536,000 | 210,404,000 |
| Allowance for loan losses | 2,390,000 | 2,426,000 | 2,544,000 | 2,630,000 |
| Securities available for sale | 11,473,000 | 10,598,000 | 9,598,000 | 9,276,000 |
| Securities held to maturity | 3,702,000 | 3,714,000 | 3,727,000 | 3,740,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,934,000 | 223,075,000 | 230,370,000 | 239,766,000 |
| Interest-bearing deposits | 133,413,000 | 139,014,000 | 150,462,000 | 161,940,000 |
| Noninterest-bearing deposits | 78,521,000 | 84,061,000 | 79,908,000 | 77,826,000 |
| Equity capital | 19,873,000 | 20,707,000 | 21,535,000 | 22,687,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,193,000 | 6,522,000 | 10,163,000 | 14,085,000 |
| Interest expense | 414,000 | 953,000 | 1,671,000 | 2,636,000 |
| Net interest income | 2,779,000 | 5,569,000 | 8,492,000 | 11,449,000 |
| Noninterest income | 121,000 | 242,000 | 358,000 | 491,000 |
| Noninterest expense | 1,695,000 | 3,374,000 | 4,949,000 | 6,566,000 |
| Provision for loan losses | 0 | 0 | 117,000 | 174,000 |
| Pretax income | 1,205,000 | 2,437,000 | 3,784,000 | 5,200,000 |
| Income tax | 275,000 | 560,000 | 868,000 | 1,197,000 |
| Net income | 930,000 | 1,877,000 | 2,916,000 | 4,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,852,000 | 21,751,000 | 22,737,000 | 23,622,000 |
| Total capital | 23,201,000 | 24,177,000 | 25,281,000 | 26,252,000 |
| Risk-weighted assets | 187,899,000 | 195,090,000 | 207,340,000 | 217,101,000 |