Call reports 2022
ALLIANCE BANK & TRUST COMPANY — 2022
What ALLIANCE BANK & TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 234,907,000 | 240,406,000 | 242,235,000 | 243,047,000 |
| Total loans | 151,885,000 | 164,485,000 | 172,040,000 | 184,742,000 |
| Allowance for loan losses | 1,784,000 | 1,807,000 | 1,819,000 | 2,030,000 |
| Securities available for sale | 25,384,000 | 12,971,000 | 12,731,000 | 12,227,000 |
| Securities held to maturity | 0 | 11,630,000 | 16,609,000 | 16,677,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,804,000 | 221,909,000 | 222,846,000 | 223,352,000 |
| Interest-bearing deposits | 135,342,000 | 138,087,000 | 141,570,000 | 143,666,000 |
| Noninterest-bearing deposits | 81,462,000 | 83,822,000 | 81,276,000 | 79,686,000 |
| Equity capital | 17,820,000 | 18,079,000 | 18,428,000 | 19,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,035,000 | 4,309,000 | 6,989,000 | 10,019,000 |
| Interest expense | 79,000 | 158,000 | 239,000 | 478,000 |
| Net interest income | 1,956,000 | 4,151,000 | 6,750,000 | 9,541,000 |
| Noninterest income | 95,000 | 212,000 | 337,000 | 449,000 |
| Noninterest expense | 1,530,000 | 3,140,000 | 4,745,000 | 6,445,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 521,000 | 1,223,000 | 2,342,000 | 3,345,000 |
| Income tax | 118,000 | 285,000 | 536,000 | 768,000 |
| Net income | 403,000 | 938,000 | 1,806,000 | 2,577,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,400,000 | 18,874,000 | 19,674,000 | 20,368,000 |
| Total capital | 20,184,000 | 20,681,000 | 21,493,000 | 22,398,000 |
| Risk-weighted assets | 164,741,000 | 172,550,000 | 172,692,000 | 183,166,000 |