Call reports 2021
ALLIANCE BANK & TRUST COMPANY — 2021
What ALLIANCE BANK & TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 203,351,000 | 215,544,000 | 226,818,000 | 230,246,000 |
| Total loans | 150,774,000 | 150,758,000 | 146,460,000 | 150,004,000 |
| Allowance for loan losses | 1,645,000 | 1,641,000 | 1,677,000 | 1,702,000 |
| Securities available for sale | 16,095,000 | 16,297,000 | 15,688,000 | 15,298,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,353,000 | 199,842,000 | 211,135,000 | 214,436,000 |
| Interest-bearing deposits | 125,024,000 | 136,550,000 | 147,547,000 | 142,900,000 |
| Noninterest-bearing deposits | 63,329,000 | 63,292,000 | 63,588,000 | 71,536,000 |
| Equity capital | 14,583,000 | 15,135,000 | 15,412,000 | 15,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,739,000 | 3,920,000 | 5,826,000 | 7,877,000 |
| Interest expense | 122,000 | 227,000 | 341,000 | 440,000 |
| Net interest income | 1,617,000 | 3,693,000 | 5,485,000 | 7,437,000 |
| Noninterest income | 62,000 | 134,000 | 216,000 | 312,000 |
| Noninterest expense | 1,346,000 | 2,694,000 | 4,096,000 | 5,677,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 333,000 | 1,133,000 | 1,635,000 | 2,102,000 |
| Income tax | 77,000 | 258,000 | 376,000 | 484,000 |
| Net income | 256,000 | 875,000 | 1,259,000 | 1,618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,308,000 | 14,875,000 | 15,219,000 | 15,539,000 |
| Total capital | 15,953,000 | 16,516,000 | 16,896,000 | 17,241,000 |
| Risk-weighted assets | 139,475,000 | 148,203,000 | 155,707,000 | 158,294,000 |