Call reports 2020
ALLIANCE BANK & TRUST COMPANY — 2020
What ALLIANCE BANK & TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 159,029,000 | 178,221,000 | 180,293,000 | 184,655,000 |
| Total loans | 112,926,000 | 134,906,000 | 137,802,000 | 144,578,000 |
| Allowance for loan losses | 1,168,000 | 1,447,000 | 1,539,000 | 1,638,000 |
| Securities available for sale | 19,068,000 | 17,983,000 | 16,381,000 | 15,652,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,150,000 | 163,730,000 | 165,622,000 | 169,777,000 |
| Interest-bearing deposits | 105,461,000 | 104,294,000 | 111,174,000 | 114,896,000 |
| Noninterest-bearing deposits | 39,689,000 | 59,436,000 | 54,448,000 | 54,881,000 |
| Equity capital | 13,651,000 | 14,185,000 | 14,340,000 | 14,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,685,000 | 3,900,000 | 5,575,000 | 7,354,000 |
| Interest expense | 240,000 | 398,000 | 514,000 | 637,000 |
| Net interest income | 1,445,000 | 3,502,000 | 5,061,000 | 6,717,000 |
| Noninterest income | 64,000 | 120,000 | 181,000 | 231,000 |
| Noninterest expense | 1,278,000 | 2,580,000 | 3,921,000 | 5,297,000 |
| Provision for loan losses | 0 | 250,000 | 250,000 | 300,000 |
| Pretax income | 313,000 | 874,000 | 1,153,000 | 1,433,000 |
| Income tax | 72,000 | 171,000 | 252,000 | 327,000 |
| Net income | 241,000 | 703,000 | 901,000 | 1,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,181,000 | 13,703,000 | 13,928,000 | 14,092,000 |
| Total capital | 14,349,000 | 15,150,000 | 15,467,000 | 15,730,000 |
| Risk-weighted assets | 120,282,000 | 121,687,000 | 134,492,000 | 133,162,000 |