Call reports 2019
ALLIANCE BANK & TRUST COMPANY — 2019
What ALLIANCE BANK & TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 139,030,000 | 143,644,000 | 150,504,000 | 157,377,000 |
| Total loans | 100,685,000 | 103,131,000 | 106,062,000 | 106,205,000 |
| Allowance for loan losses | 1,440,000 | 1,069,000 | 1,078,000 | 1,161,000 |
| Securities available for sale | 28,277,000 | 26,521,000 | 24,607,000 | 23,510,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,466,000 | 130,574,000 | 137,140,000 | 143,369,000 |
| Interest-bearing deposits | 90,216,000 | 95,659,000 | 101,993,000 | 106,089,000 |
| Noninterest-bearing deposits | 36,250,000 | 34,915,000 | 35,147,000 | 37,280,000 |
| Equity capital | 12,444,000 | 12,877,000 | 13,118,000 | 13,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,768,000 | 3,436,000 | 5,163,000 | 6,968,000 |
| Interest expense | 160,000 | 360,000 | 595,000 | 857,000 |
| Net interest income | 1,608,000 | 3,076,000 | 4,568,000 | 6,111,000 |
| Noninterest income | 72,000 | 150,000 | 220,000 | 303,000 |
| Noninterest expense | 1,177,000 | 2,399,000 | 3,609,000 | 4,933,000 |
| Provision for loan losses | 125,000 | 125,000 | 125,000 | 125,000 |
| Pretax income | 378,000 | 702,000 | 1,054,000 | 1,356,000 |
| Income tax | 87,000 | 161,000 | 242,000 | 312,000 |
| Net income | 291,000 | 541,000 | 812,000 | 1,044,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,066,000 | 12,350,000 | 12,664,000 | 12,908,000 |
| Total capital | 13,408,000 | 13,419,000 | 13,742,000 | 14,069,000 |
| Risk-weighted assets | 107,232,000 | 109,309,000 | 112,843,000 | 115,508,000 |