Call reports 2016
ALLIANCE BANK & TRUST COMPANY — 2016
What ALLIANCE BANK & TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 143,492,000 | 147,574,000 | 147,125,000 | 143,554,000 |
| Total loans | 113,237,000 | 111,624,000 | 108,697,000 | 106,893,000 |
| Allowance for loan losses | 2,128,000 | 1,963,000 | 1,934,000 | 1,785,000 |
| Securities available for sale | 16,285,000 | 14,774,000 | 14,286,000 | 14,529,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,285,000 | 119,122,000 | 119,159,000 | 117,402,000 |
| Interest-bearing deposits | 94,849,000 | 96,588,000 | 91,848,000 | 86,376,000 |
| Noninterest-bearing deposits | 20,436,000 | 22,534,000 | 27,311,000 | 31,026,000 |
| Equity capital | 9,868,000 | 10,013,000 | 10,133,000 | 10,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,392,000 | 2,897,000 | 4,351,000 | 5,813,000 |
| Interest expense | 155,000 | 314,000 | 472,000 | 624,000 |
| Net interest income | 1,237,000 | 2,583,000 | 3,879,000 | 5,189,000 |
| Noninterest income | 72,000 | 95,000 | 177,000 | 192,000 |
| Noninterest expense | 1,187,000 | 2,422,000 | 3,681,000 | 4,919,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 104,000 | 225,000 | 344,000 | 431,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 104,000 | 225,000 | 344,000 | 431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,945,000 | 10,067,000 | 10,186,000 | 10,273,000 |
| Total capital | 11,353,000 | 11,523,000 | 11,606,000 | 11,602,000 |
| Risk-weighted assets | 111,924,000 | 115,964,000 | 113,061,000 | 105,890,000 |