Call reports 2015
ALLIANCE BANK & TRUST COMPANY — 2015
What ALLIANCE BANK & TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 155,208,000 | 160,218,000 | 151,669,000 | 143,537,000 |
| Total loans | 112,782,000 | 112,565,000 | 112,161,000 | 113,244,000 |
| Allowance for loan losses | 2,214,000 | 2,063,000 | 2,280,000 | 2,150,000 |
| Securities available for sale | 21,675,000 | 20,963,000 | 19,647,000 | 18,176,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,213,000 | 128,091,000 | 121,647,000 | 115,564,000 |
| Interest-bearing deposits | 112,183,000 | 109,661,000 | 101,067,000 | 93,863,000 |
| Noninterest-bearing deposits | 16,030,000 | 18,430,000 | 20,580,000 | 21,701,000 |
| Equity capital | 7,831,000 | 10,969,000 | 10,733,000 | 9,824,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,284,000 | 2,727,000 | 4,129,000 | 5,432,000 |
| Interest expense | 272,000 | 529,000 | 757,000 | 917,000 |
| Net interest income | 1,012,000 | 2,198,000 | 3,372,000 | 4,515,000 |
| Noninterest income | 118,000 | -26,000 | -94,000 | -878,000 |
| Noninterest expense | 1,398,000 | 2,876,000 | 4,217,000 | 5,506,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -271,000 | -707,000 | -942,000 | -1,872,000 |
| Income tax | -56,000 | -56,000 | -56,000 | -56,000 |
| Net income | -215,000 | -651,000 | -886,000 | -1,816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,872,000 | 11,007,000 | 10,773,000 | 9,842,000 |
| Total capital | 9,310,000 | 12,439,000 | 12,177,000 | 11,310,000 |
| Risk-weighted assets | 114,321,000 | 113,918,000 | 111,436,000 | 116,768,000 |