Call reports 2014
ALLIANCE BANK & TRUST COMPANY — 2014
What ALLIANCE BANK & TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 166,044,000 | 169,776,000 | 163,228,000 | 163,786,000 |
| Total loans | 119,747,000 | 118,914,000 | 120,752,000 | 119,028,000 |
| Allowance for loan losses | 2,934,000 | 2,717,000 | 2,618,000 | 2,631,000 |
| Securities available for sale | 26,614,000 | 26,730,000 | 25,781,000 | 24,841,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,816,000 | 144,784,000 | 138,682,000 | 139,687,000 |
| Interest-bearing deposits | 127,663,000 | 130,669,000 | 124,691,000 | 123,244,000 |
| Noninterest-bearing deposits | 13,153,000 | 14,115,000 | 13,991,000 | 16,443,000 |
| Equity capital | 5,605,000 | 5,373,000 | 4,940,000 | 4,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,554,000 | 3,029,000 | 4,581,000 | 6,170,000 |
| Interest expense | 352,000 | 693,000 | 1,035,000 | 1,356,000 |
| Net interest income | 1,202,000 | 2,336,000 | 3,546,000 | 4,814,000 |
| Noninterest income | -123,000 | -139,000 | -53,000 | -7,000 |
| Noninterest expense | 1,431,000 | 2,930,000 | 4,472,000 | 5,883,000 |
| Provision for loan losses | 0 | 0 | 204,000 | 533,000 |
| Pretax income | -352,000 | -731,000 | -1,176,000 | -1,602,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -352,000 | -731,000 | -1,176,000 | -1,602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,903,000 | 5,525,000 | 5,079,000 | 4,653,000 |
| Total capital | 7,368,000 | 7,033,000 | 6,620,000 | 6,164,000 |
| Risk-weighted assets | 115,695,000 | 119,468,000 | 122,188,000 | 119,785,000 |