Call reports 2013
ALLIANCE BANK & TRUST COMPANY — 2013
What ALLIANCE BANK & TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 176,139,000 | 175,544,000 | 163,379,000 | 165,817,000 |
| Total loans | 130,127,000 | 123,056,000 | 118,830,000 | 122,764,000 |
| Allowance for loan losses | 4,499,000 | 3,475,000 | 3,100,000 | 2,938,000 |
| Securities available for sale | 28,821,000 | 29,017,000 | 28,642,000 | 28,244,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,637,000 | 146,893,000 | 137,027,000 | 140,024,000 |
| Interest-bearing deposits | 132,875,000 | 133,756,000 | 125,893,000 | 129,081,000 |
| Noninterest-bearing deposits | 11,762,000 | 13,137,000 | 11,134,000 | 10,943,000 |
| Equity capital | 11,803,000 | 8,894,000 | 6,646,000 | 6,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,717,000 | 3,142,000 | 4,584,000 | 6,182,000 |
| Interest expense | 393,000 | 774,000 | 1,141,000 | 1,491,000 |
| Net interest income | 1,324,000 | 2,368,000 | 3,443,000 | 4,691,000 |
| Noninterest income | 89,000 | -138,000 | -1,480,000 | -1,419,000 |
| Noninterest expense | 1,480,000 | 3,438,000 | 5,244,000 | 6,938,000 |
| Provision for loan losses | 212,000 | 2,051,000 | 2,151,000 | 2,243,000 |
| Pretax income | -269,000 | -3,211,000 | -5,384,000 | -5,861,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -269,000 | -3,211,000 | -5,384,000 | -5,861,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,876,000 | 8,962,000 | 6,817,000 | 6,255,000 |
| Total capital | 13,525,000 | 10,538,000 | 8,330,000 | 7,790,000 |
| Risk-weighted assets | 129,071,000 | 124,218,000 | 119,432,000 | 121,364,000 |