Call reports 2012
ALLIANCE BANK & TRUST COMPANY — 2012
What ALLIANCE BANK & TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 219,178,000 | 206,078,000 | 192,275,000 | 184,551,000 |
| Total loans | 158,513,000 | 153,463,000 | 144,805,000 | 135,362,000 |
| Allowance for loan losses | 3,338,000 | 3,421,000 | 3,799,000 | 5,522,000 |
| Securities available for sale | 36,220,000 | 21,933,000 | 26,516,000 | 29,281,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,191,000 | 167,864,000 | 155,708,000 | 152,755,000 |
| Interest-bearing deposits | 168,771,000 | 156,110,000 | 144,866,000 | 142,074,000 |
| Noninterest-bearing deposits | 12,420,000 | 11,754,000 | 10,842,000 | 10,681,000 |
| Equity capital | 18,554,000 | 18,790,000 | 17,062,000 | 12,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,036,000 | 4,120,000 | 6,124,000 | 7,863,000 |
| Interest expense | 509,000 | 973,000 | 1,413,000 | 1,838,000 |
| Net interest income | 1,527,000 | 3,147,000 | 4,711,000 | 6,025,000 |
| Noninterest income | 194,000 | 310,000 | 14,000 | -377,000 |
| Noninterest expense | 1,378,000 | 2,878,000 | 4,832,000 | 6,469,000 |
| Provision for loan losses | 185,000 | 370,000 | 1,420,000 | 4,138,000 |
| Pretax income | 207,000 | 367,000 | -1,348,000 | -4,757,000 |
| Income tax | 0 | 0 | 0 | 1,521,000 |
| Net income | 207,000 | 367,000 | -1,348,000 | -6,278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,289,000 | 17,504,000 | 15,504,000 | 12,117,000 |
| Total capital | 19,309,000 | 19,469,000 | 17,338,000 | 13,842,000 |
| Risk-weighted assets | 160,293,000 | 155,733,000 | 144,745,000 | 134,177,000 |