Call reports 2011
ALLIANCE BANK & TRUST COMPANY — 2011
What ALLIANCE BANK & TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 216,499,000 | 215,741,000 | 215,800,000 | 224,530,000 |
| Total loans | 172,409,000 | 171,083,000 | 165,359,000 | 163,039,000 |
| Allowance for loan losses | 4,327,000 | 4,126,000 | 3,451,000 | 3,273,000 |
| Securities available for sale | 17,509,000 | 23,519,000 | 29,381,000 | 36,584,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,720,000 | 187,015,000 | 186,805,000 | 186,827,000 |
| Interest-bearing deposits | 174,895,000 | 173,876,000 | 174,403,000 | 175,436,000 |
| Noninterest-bearing deposits | 11,825,000 | 13,139,000 | 12,402,000 | 11,391,000 |
| Equity capital | 21,358,000 | 20,441,000 | 19,191,000 | 18,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,904,000 | 3,929,000 | 6,061,000 | 8,238,000 |
| Interest expense | 484,000 | 995,000 | 1,529,000 | 2,087,000 |
| Net interest income | 1,420,000 | 2,934,000 | 4,532,000 | 6,151,000 |
| Noninterest income | 105,000 | 153,000 | -18,000 | -40,000 |
| Noninterest expense | 2,340,000 | 3,845,000 | 5,209,000 | 6,636,000 |
| Provision for loan losses | -877,000 | 238,000 | 1,690,000 | 2,230,000 |
| Pretax income | 61,000 | -967,000 | -2,356,000 | -2,703,000 |
| Income tax | 24,000 | 31,000 | 31,000 | 531,000 |
| Net income | 37,000 | -998,000 | -2,387,000 | -3,234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,045,000 | 18,925,000 | 17,515,000 | 17,039,000 |
| Total capital | 22,270,000 | 21,071,000 | 19,504,000 | 19,007,000 |
| Risk-weighted assets | 175,933,000 | 169,738,000 | 157,644,000 | 155,426,000 |