Call reports 2010
ALLIANCE BANK & TRUST COMPANY — 2010
What ALLIANCE BANK & TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 173,400,000 | 172,518,000 | 172,332,000 | 184,923,000 |
| Total loans | 137,640,000 | 134,700,000 | 133,801,000 | 148,289,000 |
| Allowance for loan losses | 2,521,000 | 2,540,000 | 2,451,000 | 5,226,000 |
| Securities available for sale | 12,521,000 | 10,860,000 | 15,969,000 | 17,757,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,170,000 | 139,173,000 | 136,076,000 | 149,437,000 |
| Interest-bearing deposits | 133,921,000 | 132,164,000 | 128,101,000 | 141,762,000 |
| Noninterest-bearing deposits | 6,249,000 | 7,009,000 | 7,975,000 | 7,675,000 |
| Equity capital | 24,982,000 | 24,994,000 | 24,940,000 | 21,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,769,000 | 3,554,000 | 5,251,000 | 7,021,000 |
| Interest expense | 565,000 | 1,098,000 | 1,598,000 | 2,067,000 |
| Net interest income | 1,204,000 | 2,456,000 | 3,653,000 | 4,954,000 |
| Noninterest income | 99,000 | 205,000 | 315,000 | 436,000 |
| Noninterest expense | 1,095,000 | 2,254,000 | 3,676,000 | 5,799,000 |
| Provision for loan losses | 37,000 | 436,000 | 542,000 | 3,347,000 |
| Pretax income | 171,000 | 246,000 | 160,000 | -3,346,000 |
| Income tax | 66,000 | 91,000 | 55,000 | 85,000 |
| Net income | 105,000 | 155,000 | 105,000 | -3,431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,393,000 | 23,403,000 | 23,321,000 | 19,804,000 |
| Total capital | 25,100,000 | 25,152,000 | 24,990,000 | 21,674,000 |
| Risk-weighted assets | 135,768,000 | 139,146,000 | 132,775,000 | 146,230,000 |