Call reports 2009
ALLIANCE BANK & TRUST COMPANY — 2009
What ALLIANCE BANK & TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 169,838,000 | 174,436,000 | 173,124,000 | 176,833,000 |
| Total loans | 138,240,000 | 140,592,000 | 140,881,000 | 139,975,000 |
| Allowance for loan losses | 1,742,000 | 1,958,000 | 3,640,000 | 2,409,000 |
| Securities available for sale | 4,568,000 | 5,338,000 | 5,269,000 | 5,031,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,597,000 | 126,403,000 | 118,860,000 | 143,720,000 |
| Interest-bearing deposits | 112,978,000 | 120,057,000 | 113,531,000 | 138,047,000 |
| Noninterest-bearing deposits | 5,619,000 | 6,346,000 | 5,329,000 | 5,674,000 |
| Equity capital | 27,396,000 | 27,140,000 | 26,253,000 | 24,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,729,000 | 3,532,000 | 5,353,000 | 7,101,000 |
| Interest expense | 985,000 | 1,846,000 | 2,600,000 | 3,245,000 |
| Net interest income | 744,000 | 1,686,000 | 2,753,000 | 3,856,000 |
| Noninterest income | 109,000 | 189,000 | 291,000 | 372,000 |
| Noninterest expense | 1,035,000 | 2,133,000 | 3,165,000 | 5,377,000 |
| Provision for loan losses | 341,000 | 647,000 | 2,359,000 | 3,478,000 |
| Pretax income | -523,000 | -905,000 | -2,480,000 | -4,627,000 |
| Income tax | -201,000 | -347,000 | -953,000 | -1,777,000 |
| Net income | -322,000 | -558,000 | -1,527,000 | -2,850,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,306,000 | 27,093,000 | 26,148,000 | 23,688,000 |
| Total capital | 29,008,000 | 28,821,000 | 27,893,000 | 25,438,000 |
| Risk-weighted assets | 136,105,000 | 138,046,000 | 137,656,000 | 139,283,000 |