Call reports 2008
ALLIANCE BANK & TRUST COMPANY — 2008
What ALLIANCE BANK & TRUST COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 157,227,000 | 167,154,000 | 174,055,000 | 170,387,000 |
| Total loans | 130,409,000 | 133,373,000 | 142,194,000 | 139,670,000 |
| Allowance for loan losses | 1,622,000 | 1,495,000 | 1,646,000 | 1,935,000 |
| Securities available for sale | 3,934,000 | 3,694,000 | 3,657,000 | 4,638,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,535,000 | 113,753,000 | 119,005,000 | 121,352,000 |
| Interest-bearing deposits | 112,837,000 | 109,789,000 | 112,678,000 | 116,086,000 |
| Noninterest-bearing deposits | 3,698,000 | 3,964,000 | 6,327,000 | 5,266,000 |
| Equity capital | 24,647,000 | 24,702,000 | 24,720,000 | 24,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,430,000 | 4,607,000 | 6,874,000 | 8,809,000 |
| Interest expense | 1,222,000 | 2,323,000 | 3,399,000 | 4,566,000 |
| Net interest income | 1,208,000 | 2,284,000 | 3,475,000 | 4,243,000 |
| Noninterest income | 36,000 | 136,000 | 133,000 | 148,000 |
| Noninterest expense | 888,000 | 1,791,000 | 2,745,000 | 3,866,000 |
| Provision for loan losses | 172,000 | 322,000 | 653,000 | 1,313,000 |
| Pretax income | 184,000 | 307,000 | 210,000 | -788,000 |
| Income tax | 72,000 | 121,000 | 84,000 | -274,000 |
| Net income | 112,000 | 186,000 | 126,000 | -514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,607,000 | 24,717,000 | 24,691,000 | 24,128,000 |
| Total capital | 26,205,000 | 26,212,000 | 26,337,000 | 25,821,000 |
| Risk-weighted assets | 127,798,000 | 132,537,000 | 141,369,000 | 135,238,000 |