Call reports 2007
ALLIANCE BANK & TRUST COMPANY — 2007
What ALLIANCE BANK & TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 121,476,000 | 125,358,000 | 144,309,000 | 147,414,000 |
| Total loans | 93,398,000 | 101,915,000 | 112,357,000 | 119,523,000 |
| Allowance for loan losses | 1,209,000 | 1,295,000 | 1,416,000 | 1,362,000 |
| Securities available for sale | 2,657,000 | 2,346,000 | 2,786,000 | 3,975,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,025,000 | 96,743,000 | 108,103,000 | 103,871,000 |
| Interest-bearing deposits | 93,400,000 | 92,202,000 | 104,343,000 | 100,510,000 |
| Noninterest-bearing deposits | 3,625,000 | 4,541,000 | 3,760,000 | 3,361,000 |
| Equity capital | 23,723,000 | 23,980,000 | 24,253,000 | 24,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,235,000 | 4,621,000 | 7,191,000 | 9,866,000 |
| Interest expense | 1,153,000 | 2,312,000 | 3,579,000 | 4,934,000 |
| Net interest income | 1,082,000 | 2,309,000 | 3,612,000 | 4,932,000 |
| Noninterest income | 58,000 | 153,000 | 196,000 | 248,000 |
| Noninterest expense | 776,000 | 1,521,000 | 2,310,000 | 3,258,000 |
| Provision for loan losses | 24,000 | 216,000 | 421,000 | 564,000 |
| Pretax income | 340,000 | 725,000 | 1,077,000 | 1,358,000 |
| Income tax | 134,000 | 285,000 | 423,000 | 529,000 |
| Net income | 206,000 | 440,000 | 654,000 | 829,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,730,000 | 23,999,000 | 24,249,000 | 24,460,000 |
| Total capital | 24,840,000 | 25,198,000 | 25,595,000 | 25,822,000 |
| Risk-weighted assets | 88,698,000 | 95,835,000 | 107,631,000 | 115,310,000 |