Call reports 2004
ALLIANCE BANK & TRUST COMPANY — 2004
What ALLIANCE BANK & TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q3 | 2004Q4 |
|---|---|---|
| Total assets | 11,442,000 | 21,679,000 |
| Total loans | 7,008,000 | 16,812,000 |
| Allowance for loan losses | 116,000 | 210,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 1,008,000 | 10,774,000 |
| Interest-bearing deposits | 631,000 | 10,242,000 |
| Noninterest-bearing deposits | 377,000 | 532,000 |
| Equity capital | 10,433,000 | 10,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q3 | 2004Q4 |
|---|---|---|
| Interest income | 32,000 | 294,000 |
| Interest expense | 3,000 | 53,000 |
| Net interest income | 29,000 | 241,000 |
| Noninterest income | 13,000 | 21,000 |
| Noninterest expense | 779,000 | 1,216,000 |
| Provision for loan losses | 116,000 | 210,000 |
| Pretax income | -848,000 | -1,164,000 |
| Income tax | 0 | -190,000 |
| Net income | -848,000 | -974,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q3 | 2004Q4 |
|---|---|---|
| Tier 1 capital | 10,433,000 | 10,809,000 |
| Total capital | 10,525,000 | 11,009,000 |
| Risk-weighted assets | 7,341,000 | 16,151,000 |