Call reports 2007
FARMERS STATE BANK OF TURTON, THE — 2007
What FARMERS STATE BANK OF TURTON, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 18,809,000 | 18,242,000 | 18,761,000 | 19,683,000 |
| Total loans | 14,407,000 | 14,622,000 | 13,386,000 | 13,121,000 |
| Allowance for loan losses | 241,000 | 241,000 | 241,000 | 249,000 |
| Securities available for sale | 1,479,000 | 1,417,000 | 1,368,000 | 2,659,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,691,000 | 15,082,000 | 15,460,000 | 16,337,000 |
| Interest-bearing deposits | 14,426,000 | 14,145,000 | 14,228,000 | 14,983,000 |
| Noninterest-bearing deposits | 1,265,000 | 937,000 | 1,232,000 | 1,354,000 |
| Equity capital | 2,577,000 | 2,647,000 | 2,760,000 | 2,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 353,000 | 716,000 | 1,076,000 | 1,434,000 |
| Interest expense | 142,000 | 287,000 | 437,000 | 587,000 |
| Net interest income | 211,000 | 429,000 | 639,000 | 847,000 |
| Noninterest income | 22,000 | 48,000 | 73,000 | 95,000 |
| Noninterest expense | 126,000 | 274,000 | 395,000 | 606,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 107,000 | 203,000 | 317,000 | 336,000 |
| Income tax | 21,000 | 38,000 | 47,000 | 57,000 |
| Net income | 86,000 | 165,000 | 270,000 | 279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,523,000 | 2,601,000 | 2,706,000 | 2,715,000 |
| Total capital | 2,745,000 | 2,824,000 | 2,926,000 | 2,952,000 |
| Risk-weighted assets | 14,062,000 | 14,396,000 | 13,988,000 | 14,219,000 |