Call reports 2003
FARMERS STATE BANK OF TURTON, THE — 2003
What FARMERS STATE BANK OF TURTON, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 17,407,000 | 17,043,000 | 17,143,000 | 18,090,000 |
| Total loans | 11,368,000 | 12,718,000 | 12,687,000 | 12,618,000 |
| Allowance for loan losses | 227,000 | 228,000 | 229,000 | 238,000 |
| Securities available for sale | 2,206,000 | 1,793,000 | 1,352,000 | 1,281,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,428,000 | 14,020,000 | 14,087,000 | 15,078,000 |
| Interest-bearing deposits | 13,330,000 | 12,982,000 | 12,762,000 | 13,808,000 |
| Noninterest-bearing deposits | 1,098,000 | 1,038,000 | 1,326,000 | 1,270,000 |
| Equity capital | 2,435,000 | 2,502,000 | 2,541,000 | 2,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 216,000 | 442,000 | 679,000 | 886,000 |
| Interest expense | 82,000 | 154,000 | 218,000 | 279,000 |
| Net interest income | 134,000 | 288,000 | 461,000 | 607,000 |
| Noninterest income | 27,000 | 55,000 | 81,000 | 108,000 |
| Noninterest expense | 148,000 | 284,000 | 444,000 | 654,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 13,000 | 57,000 | 96,000 | 59,000 |
| Income tax | 2,000 | -17,000 | -17,000 | -17,000 |
| Net income | 11,000 | 74,000 | 113,000 | 76,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,410,000 | 2,482,000 | 2,521,000 | 2,484,000 |
| Total capital | 2,576,000 | 2,643,000 | 2,698,000 | 2,665,000 |
| Risk-weighted assets | 13,197,000 | 12,557,000 | 13,884,000 | 14,074,000 |