Call reports 2015
FIRST NATIONAL BANK OF MUHLENBERG COUNTY, KENTUCKY — 2015
What FIRST NATIONAL BANK OF MUHLENBERG COUNTY, KENTUCKY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Total assets | 154,463,000 | 145,879,000 |
| Total loans | 83,632,000 | 82,048,000 |
| Allowance for loan losses | 55,000 | 99,000 |
| Securities available for sale | 42,595,000 | 41,607,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 120,345,000 | 112,069,000 |
| Interest-bearing deposits | 103,374,000 | 96,075,000 |
| Noninterest-bearing deposits | 16,971,000 | 15,994,000 |
| Equity capital | 13,165,000 | 13,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Interest income | 950,000 | 2,348,000 |
| Interest expense | 60,000 | 163,000 |
| Net interest income | 890,000 | 2,185,000 |
| Noninterest income | 133,000 | 343,000 |
| Noninterest expense | 661,000 | 1,845,000 |
| Provision for loan losses | 50,000 | 125,000 |
| Pretax income | 312,000 | 558,000 |
| Income tax | 83,000 | 133,000 |
| Net income | 229,000 | 425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Tier 1 capital | 12,065,000 | 12,191,000 |
| Total capital | 12,159,000 | 12,331,000 |
| Risk-weighted assets | 78,086,000 | 75,977,000 |