Call reports 2014
FIRST NATIONAL BANK OF MUHLENBERG COUNTY, KENTUCKY — 2014
What FIRST NATIONAL BANK OF MUHLENBERG COUNTY, KENTUCKY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 153,500,000 | 148,651,000 | 144,118,000 | 148,317,000 |
| Total loans | 82,659,000 | 83,924,000 | 85,784,000 | 86,636,000 |
| Allowance for loan losses | 1,527,000 | 1,540,000 | 1,235,000 | 1,257,000 |
| Securities available for sale | 44,176,000 | 45,685,000 | 45,159,000 | 44,362,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,609,000 | 113,817,000 | 111,469,000 | 112,637,000 |
| Interest-bearing deposits | 102,533,000 | 99,942,000 | 96,200,000 | 96,082,000 |
| Noninterest-bearing deposits | 16,076,000 | 13,875,000 | 15,269,000 | 16,555,000 |
| Equity capital | 15,297,000 | 15,890,000 | 16,127,000 | 16,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,504,000 | 3,020,000 | 4,553,000 | 6,068,000 |
| Interest expense | 286,000 | 570,000 | 840,000 | 1,089,000 |
| Net interest income | 1,218,000 | 2,450,000 | 3,713,000 | 4,979,000 |
| Noninterest income | 233,000 | 466,000 | 679,000 | 896,000 |
| Noninterest expense | 936,000 | 1,894,000 | 2,886,000 | 3,863,000 |
| Provision for loan losses | 15,000 | 30,000 | 75,000 | 150,000 |
| Pretax income | 500,000 | 1,004,000 | 1,469,000 | 1,900,000 |
| Income tax | 124,000 | 254,000 | 375,000 | 486,000 |
| Net income | 376,000 | 750,000 | 1,094,000 | 1,414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,227,000 | 15,550,000 | 15,869,000 | 15,519,000 |
| Total capital | 16,184,000 | 16,525,000 | 16,855,000 | 16,514,000 |
| Risk-weighted assets | 75,912,000 | 77,393,000 | 78,549,000 | 79,297,000 |