Call reports 2013
FIRST NATIONAL BANK OF MUHLENBERG COUNTY, KENTUCKY — 2013
What FIRST NATIONAL BANK OF MUHLENBERG COUNTY, KENTUCKY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 155,789,000 | 149,325,000 | 144,875,000 | 143,988,000 |
| Total loans | 84,014,000 | 85,382,000 | 86,167,000 | 85,237,000 |
| Allowance for loan losses | 1,533,000 | 1,615,000 | 1,637,000 | 1,504,000 |
| Securities available for sale | 48,472,000 | 49,452,000 | 46,660,000 | 45,570,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,959,000 | 117,099,000 | 114,859,000 | 114,181,000 |
| Interest-bearing deposits | 108,971,000 | 103,752,000 | 101,540,000 | 100,137,000 |
| Noninterest-bearing deposits | 14,988,000 | 13,347,000 | 13,319,000 | 14,044,000 |
| Equity capital | 15,985,000 | 15,638,000 | 15,204,000 | 15,284,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,544,000 | 3,094,000 | 4,680,000 | 6,247,000 |
| Interest expense | 328,000 | 653,000 | 966,000 | 1,265,000 |
| Net interest income | 1,216,000 | 2,441,000 | 3,714,000 | 4,982,000 |
| Noninterest income | 227,000 | 454,000 | 685,000 | 910,000 |
| Noninterest expense | 927,000 | 1,898,000 | 2,900,000 | 3,818,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 150,000 |
| Pretax income | 471,000 | 907,000 | 1,364,000 | 1,924,000 |
| Income tax | 111,000 | 211,000 | 318,000 | 462,000 |
| Net income | 360,000 | 696,000 | 1,046,000 | 1,462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,893,000 | 15,110,000 | 15,289,000 | 15,356,000 |
| Total capital | 15,874,000 | 16,114,000 | 16,295,000 | 16,353,000 |
| Risk-weighted assets | 77,929,000 | 79,660,000 | 79,824,000 | 79,179,000 |