Call reports 2012
FIRST NATIONAL BANK OF MUHLENBERG COUNTY, KENTUCKY — 2012
What FIRST NATIONAL BANK OF MUHLENBERG COUNTY, KENTUCKY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 150,622,000 | 145,531,000 | 144,268,000 | 145,650,000 |
| Total loans | 87,283,000 | 87,462,000 | 87,181,000 | 87,363,000 |
| Allowance for loan losses | 1,634,000 | 1,705,000 | 1,690,000 | 1,572,000 |
| Securities available for sale | 43,898,000 | 47,800,000 | 46,724,000 | 46,388,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,423,000 | 118,354,000 | 117,907,000 | 117,347,000 |
| Interest-bearing deposits | 107,805,000 | 105,163,000 | 103,859,000 | 104,054,000 |
| Noninterest-bearing deposits | 14,618,000 | 13,191,000 | 14,048,000 | 13,293,000 |
| Equity capital | 15,353,000 | 15,808,000 | 16,071,000 | 15,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,670,000 | 3,323,000 | 4,972,000 | 6,576,000 |
| Interest expense | 383,000 | 745,000 | 1,104,000 | 1,455,000 |
| Net interest income | 1,287,000 | 2,578,000 | 3,868,000 | 5,121,000 |
| Noninterest income | 190,000 | 394,000 | 623,000 | 821,000 |
| Noninterest expense | 938,000 | 1,873,000 | 2,833,000 | 3,793,000 |
| Provision for loan losses | 75,000 | 150,000 | 195,000 | 240,000 |
| Pretax income | 464,000 | 949,000 | 1,463,000 | 1,909,000 |
| Income tax | 111,000 | 227,000 | 352,000 | 452,000 |
| Net income | 353,000 | 722,000 | 1,111,000 | 1,457,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,321,000 | 14,549,000 | 14,667,000 | 14,728,000 |
| Total capital | 15,340,000 | 15,578,000 | 15,693,000 | 15,744,000 |
| Risk-weighted assets | 81,006,000 | 81,581,000 | 81,355,000 | 80,690,000 |