Call reports 2011
FIRST NATIONAL BANK OF MUHLENBERG COUNTY, KENTUCKY — 2011
What FIRST NATIONAL BANK OF MUHLENBERG COUNTY, KENTUCKY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 147,669,000 | 142,284,000 | 141,320,000 | 156,620,000 |
| Total loans | 94,696,000 | 91,979,000 | 91,277,000 | 89,607,000 |
| Allowance for loan losses | 1,417,000 | 1,522,000 | 1,580,000 | 1,606,000 |
| Securities available for sale | 40,937,000 | 42,119,000 | 40,694,000 | 42,366,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,634,000 | 117,736,000 | 116,136,000 | 126,459,000 |
| Interest-bearing deposits | 110,013,000 | 104,876,000 | 103,203,000 | 113,468,000 |
| Noninterest-bearing deposits | 13,621,000 | 12,860,000 | 12,933,000 | 12,991,000 |
| Equity capital | 14,028,000 | 14,494,000 | 15,035,000 | 15,263,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,817,000 | 3,615,000 | 5,402,000 | 7,137,000 |
| Interest expense | 472,000 | 924,000 | 1,348,000 | 1,745,000 |
| Net interest income | 1,345,000 | 2,691,000 | 4,054,000 | 5,392,000 |
| Noninterest income | 199,000 | 405,000 | 607,000 | 791,000 |
| Noninterest expense | 933,000 | 1,878,000 | 2,815,000 | 3,765,000 |
| Provision for loan losses | 105,000 | 210,000 | 285,000 | 360,000 |
| Pretax income | 500,000 | 1,002,000 | 1,555,000 | 2,055,000 |
| Income tax | 127,000 | 255,000 | 397,000 | 520,000 |
| Net income | 373,000 | 747,000 | 1,158,000 | 1,535,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,565,000 | 13,726,000 | 13,946,000 | 14,172,000 |
| Total capital | 14,628,000 | 14,768,000 | 14,996,000 | 15,215,000 |
| Risk-weighted assets | 84,663,000 | 82,834,000 | 83,441,000 | 82,829,000 |