Call reports 2010
FIRST NATIONAL BANK OF MUHLENBERG COUNTY, KENTUCKY — 2010
What FIRST NATIONAL BANK OF MUHLENBERG COUNTY, KENTUCKY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 140,141,000 | 141,542,000 | 141,738,000 | 143,667,000 |
| Total loans | 97,537,000 | 97,859,000 | 98,871,000 | 97,582,000 |
| Allowance for loan losses | 1,257,000 | 1,328,000 | 1,230,000 | 1,322,000 |
| Securities available for sale | 34,278,000 | 35,680,000 | 34,973,000 | 37,014,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,323,000 | 116,375,000 | 115,918,000 | 118,140,000 |
| Interest-bearing deposits | 102,857,000 | 104,514,000 | 103,986,000 | 106,463,000 |
| Noninterest-bearing deposits | 12,466,000 | 11,861,000 | 11,932,000 | 11,677,000 |
| Equity capital | 14,596,000 | 15,056,000 | 15,438,000 | 14,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,842,000 | 3,740,000 | 5,629,000 | 7,460,000 |
| Interest expense | 582,000 | 1,165,000 | 1,729,000 | 2,219,000 |
| Net interest income | 1,260,000 | 2,575,000 | 3,900,000 | 5,241,000 |
| Noninterest income | 199,000 | 429,000 | 651,000 | 853,000 |
| Noninterest expense | 932,000 | 1,868,000 | 2,814,000 | 3,733,000 |
| Provision for loan losses | 75,000 | 200,000 | 350,000 | 475,000 |
| Pretax income | 452,000 | 936,000 | 1,387,000 | 1,852,000 |
| Income tax | 114,000 | 237,000 | 349,000 | 466,000 |
| Net income | 338,000 | 699,000 | 1,038,000 | 1,386,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,091,000 | 14,452,000 | 14,640,000 | 14,290,000 |
| Total capital | 15,160,000 | 15,530,000 | 15,729,000 | 15,377,000 |
| Risk-weighted assets | 85,312,000 | 85,966,000 | 86,900,000 | 86,707,000 |