Call reports 2007
FIRST NATIONAL BANK OF MUHLENBERG COUNTY, KENTUCKY — 2007
What FIRST NATIONAL BANK OF MUHLENBERG COUNTY, KENTUCKY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 119,773,000 | 119,161,000 | 120,962,000 | 121,532,000 |
| Total loans | 84,712,000 | 84,316,000 | 84,882,000 | 85,626,000 |
| Allowance for loan losses | 1,684,000 | 1,549,000 | 1,497,000 | 1,491,000 |
| Securities available for sale | 27,926,000 | 27,759,000 | 28,026,000 | 28,038,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,787,000 | 97,680,000 | 99,848,000 | 99,741,000 |
| Interest-bearing deposits | 88,129,000 | 86,398,000 | 88,076,000 | 89,014,000 |
| Noninterest-bearing deposits | 10,658,000 | 11,282,000 | 11,772,000 | 10,727,000 |
| Equity capital | 11,550,000 | 11,460,000 | 11,863,000 | 12,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,811,000 | 3,661,000 | 5,572,000 | 7,552,000 |
| Interest expense | 879,000 | 1,763,000 | 2,653,000 | 3,559,000 |
| Net interest income | 932,000 | 1,898,000 | 2,919,000 | 3,993,000 |
| Noninterest income | 146,000 | 316,000 | 481,000 | 668,000 |
| Noninterest expense | 828,000 | 1,643,000 | 2,487,000 | 3,362,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 249,000 | 564,000 | 903,000 | 1,287,000 |
| Income tax | 62,000 | 142,000 | 226,000 | 325,000 |
| Net income | 187,000 | 422,000 | 677,000 | 962,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,719,000 | 11,935,000 | 12,037,000 | 12,292,000 |
| Total capital | 12,671,000 | 12,880,000 | 12,999,000 | 13,259,000 |
| Risk-weighted assets | 75,402,000 | 74,934,000 | 76,393,000 | 76,820,000 |