Call reports 2002
FIRST NATIONAL BANK OF MUHLENBERG COUNTY, KENTUCKY — 2002
What FIRST NATIONAL BANK OF MUHLENBERG COUNTY, KENTUCKY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 116,025,000 | 114,519,000 | 117,958,000 | 117,842,000 |
| Total loans | 82,099,000 | 81,616,000 | 80,517,000 | 78,718,000 |
| Allowance for loan losses | 1,037,000 | 1,121,000 | 1,071,000 | 1,173,000 |
| Securities available for sale | 20,384,000 | 22,676,000 | 25,372,000 | 26,670,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,500,000 | 98,316,000 | 101,038,000 | 98,184,000 |
| Interest-bearing deposits | 90,622,000 | 89,519,000 | 92,276,000 | 89,855,000 |
| Noninterest-bearing deposits | 8,878,000 | 8,797,000 | 8,762,000 | 8,329,000 |
| Equity capital | 10,727,000 | 10,862,000 | 11,161,000 | 11,180,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,007,000 | 3,969,000 | 5,893,000 | 7,748,000 |
| Interest expense | 880,000 | 1,699,000 | 2,485,000 | 3,229,000 |
| Net interest income | 1,127,000 | 2,270,000 | 3,408,000 | 4,519,000 |
| Noninterest income | 139,000 | 324,000 | 465,000 | 610,000 |
| Noninterest expense | 818,000 | 1,710,000 | 2,539,000 | 3,413,000 |
| Provision for loan losses | 91,000 | 691,000 | 812,000 | 1,121,000 |
| Pretax income | 363,000 | 202,000 | 533,000 | 611,000 |
| Income tax | 100,000 | 22,000 | 109,000 | 107,000 |
| Net income | 263,000 | 180,000 | 424,000 | 504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,717,000 | 10,583,000 | 10,670,000 | 10,751,000 |
| Total capital | 11,639,000 | 11,495,000 | 11,580,000 | 11,642,000 |
| Risk-weighted assets | 73,640,000 | 72,741,000 | 72,627,000 | 70,968,000 |