Call reports 2001
FIRST NATIONAL BANK OF MUHLENBERG COUNTY, KENTUCKY — 2001
What FIRST NATIONAL BANK OF MUHLENBERG COUNTY, KENTUCKY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 106,010,000 | 108,795,000 | 114,599,000 | 119,417,000 |
| Total loans | 84,232,000 | 86,573,000 | 87,374,000 | 87,611,000 |
| Allowance for loan losses | 931,000 | 1,074,000 | 857,000 | 998,000 |
| Securities available for sale | 15,421,000 | 15,234,000 | 17,102,000 | 21,552,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,423,000 | 88,879,000 | 95,163,000 | 97,699,000 |
| Interest-bearing deposits | 74,974,000 | 80,193,000 | 86,363,000 | 88,213,000 |
| Noninterest-bearing deposits | 8,449,000 | 8,687,000 | 8,799,000 | 9,486,000 |
| Equity capital | 10,298,000 | 10,373,000 | 10,764,000 | 10,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,133,000 | 4,279,000 | 6,449,000 | 8,611,000 |
| Interest expense | 1,114,000 | 2,185,000 | 3,220,000 | 4,217,000 |
| Net interest income | 1,019,000 | 2,094,000 | 3,229,000 | 4,394,000 |
| Noninterest income | 220,000 | 417,000 | 560,000 | 700,000 |
| Noninterest expense | 768,000 | 1,557,000 | 2,354,000 | 3,158,000 |
| Provision for loan losses | 87,000 | 445,000 | 545,000 | 716,000 |
| Pretax income | 384,000 | 509,000 | 898,000 | 1,232,000 |
| Income tax | 109,000 | 129,000 | 239,000 | 330,000 |
| Net income | 275,000 | 380,000 | 659,000 | 902,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,142,000 | 10,247,000 | 10,526,000 | 10,611,000 |
| Total capital | 11,038,000 | 11,175,000 | 11,383,000 | 11,583,000 |
| Risk-weighted assets | 71,675,000 | 74,085,000 | 76,460,000 | 77,762,000 |