Call reports 2012
EASTWOOD BANK — 2012
What EASTWOOD BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 551,399,000 | 542,012,000 | 553,653,000 | 574,497,000 |
| Total loans | 344,403,000 | 349,494,000 | 356,586,000 | 362,136,000 |
| Allowance for loan losses | 6,550,000 | 6,550,000 | 6,300,000 | 5,900,000 |
| Securities available for sale | 176,039,000 | 161,820,000 | 164,435,000 | 171,667,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 450,954,000 | 451,274,000 | 455,679,000 | 470,438,000 |
| Interest-bearing deposits | 405,917,000 | 405,598,000 | 418,478,000 | 424,283,000 |
| Noninterest-bearing deposits | 45,037,000 | 45,676,000 | 37,201,000 | 46,155,000 |
| Equity capital | 50,534,000 | 52,328,000 | 54,018,000 | 54,532,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,107,000 | 12,100,000 | 18,063,000 | 23,764,000 |
| Interest expense | 1,082,000 | 2,036,000 | 2,936,000 | 3,766,000 |
| Net interest income | 5,025,000 | 10,064,000 | 15,127,000 | 19,998,000 |
| Noninterest income | 1,601,000 | 3,354,000 | 4,885,000 | 6,667,000 |
| Noninterest expense | 4,560,000 | 9,389,000 | 14,131,000 | 19,292,000 |
| Provision for loan losses | 81,000 | 125,000 | 237,000 | 556,000 |
| Pretax income | 1,985,000 | 4,087,000 | 5,827,000 | 7,000,000 |
| Income tax | 1,000 | -8,000 | -6,000 | -5,000 |
| Net income | 1,984,000 | 4,095,000 | 5,833,000 | 7,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,828,000 | 44,616,000 | 46,080,000 | 47,142,000 |
| Total capital | 48,608,000 | 49,411,000 | 50,969,000 | 52,124,000 |
| Risk-weighted assets | 380,469,000 | 381,647,000 | 389,533,000 | 397,251,000 |