Call reports 2009
EASTWOOD BANK — 2009
What EASTWOOD BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 441,322,000 | 450,105,000 | 453,836,000 | 470,760,000 |
| Total loans | 343,578,000 | 346,057,000 | 349,052,000 | 350,330,000 |
| Allowance for loan losses | 4,708,000 | 5,052,000 | 5,219,000 | 5,942,000 |
| Securities available for sale | 65,349,000 | 66,963,000 | 74,833,000 | 80,212,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 375,159,000 | 385,108,000 | 384,742,000 | 399,870,000 |
| Interest-bearing deposits | 334,722,000 | 348,351,000 | 344,416,000 | 357,034,000 |
| Noninterest-bearing deposits | 40,437,000 | 36,757,000 | 40,326,000 | 42,836,000 |
| Equity capital | 37,860,000 | 37,494,000 | 39,325,000 | 41,201,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,232,000 | 12,515,000 | 18,731,000 | 25,042,000 |
| Interest expense | 2,322,000 | 4,633,000 | 6,849,000 | 8,893,000 |
| Net interest income | 3,910,000 | 7,882,000 | 11,882,000 | 16,149,000 |
| Noninterest income | 1,817,000 | 4,202,000 | 5,628,000 | 7,142,000 |
| Noninterest expense | 3,673,000 | 7,767,000 | 11,262,000 | 15,156,000 |
| Provision for loan losses | 1,510,000 | 2,505,000 | 3,715,000 | 6,124,000 |
| Pretax income | 656,000 | 1,924,000 | 2,711,000 | 2,189,000 |
| Income tax | 1,000 | 3,000 | 4,000 | 5,000 |
| Net income | 655,000 | 1,921,000 | 2,707,000 | 2,184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,452,000 | 32,971,000 | 33,876,000 | 36,513,000 |
| Total capital | 36,964,000 | 37,548,000 | 38,514,000 | 41,201,000 |
| Risk-weighted assets | 362,433,000 | 367,414,000 | 370,462,000 | 373,797,000 |