Call reports 2008
EASTWOOD BANK — 2008
What EASTWOOD BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 399,730,000 | 411,561,000 | 418,044,000 | 433,681,000 |
| Total loans | 286,787,000 | 308,780,000 | 321,115,000 | 331,972,000 |
| Allowance for loan losses | 3,518,000 | 3,734,000 | 3,687,000 | 4,198,000 |
| Securities available for sale | 70,331,000 | 67,868,000 | 67,284,000 | 67,700,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 340,152,000 | 337,912,000 | 350,066,000 | 363,521,000 |
| Interest-bearing deposits | 301,000,000 | 298,269,000 | 309,404,000 | 321,280,000 |
| Noninterest-bearing deposits | 39,152,000 | 39,643,000 | 40,662,000 | 42,241,000 |
| Equity capital | 34,124,000 | 33,625,000 | 34,563,000 | 37,022,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,988,000 | 12,107,000 | 18,342,000 | 24,665,000 |
| Interest expense | 2,506,000 | 4,963,000 | 7,460,000 | 9,887,000 |
| Net interest income | 3,482,000 | 7,144,000 | 10,882,000 | 14,778,000 |
| Noninterest income | 1,230,000 | 2,468,000 | 3,766,000 | 5,089,000 |
| Noninterest expense | 3,301,000 | 6,670,000 | 10,071,000 | 13,683,000 |
| Provision for loan losses | 305,000 | 618,000 | 1,188,000 | 2,504,000 |
| Pretax income | 1,106,000 | 2,366,000 | 3,431,000 | 3,796,000 |
| Income tax | 1,000 | 3,000 | 4,000 | 5,000 |
| Net income | 1,105,000 | 2,363,000 | 3,427,000 | 3,791,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,440,000 | 29,982,000 | 31,003,000 | 31,720,000 |
| Total capital | 31,958,000 | 33,716,000 | 34,690,000 | 35,918,000 |
| Risk-weighted assets | 317,094,000 | 332,038,000 | 343,467,000 | 353,652,000 |