Call reports 2007
EASTWOOD BANK — 2007
What EASTWOOD BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 311,818,000 | 352,599,000 | 367,418,000 | 372,516,000 |
| Total loans | 232,667,000 | 266,349,000 | 273,110,000 | 276,867,000 |
| Allowance for loan losses | 2,847,000 | 3,278,000 | 3,548,000 | 3,362,000 |
| Securities available for sale | 52,589,000 | 54,883,000 | 61,261,000 | 67,834,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,104,000 | 297,073,000 | 306,777,000 | 313,432,000 |
| Interest-bearing deposits | 223,184,000 | 261,087,000 | 267,611,000 | 271,973,000 |
| Noninterest-bearing deposits | 32,920,000 | 35,986,000 | 39,166,000 | 41,459,000 |
| Equity capital | 25,392,000 | 29,084,000 | 30,425,000 | 32,176,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,887,000 | 10,331,000 | 16,354,000 | 22,494,000 |
| Interest expense | 2,194,000 | 4,599,000 | 7,284,000 | 9,961,000 |
| Net interest income | 2,693,000 | 5,732,000 | 9,070,000 | 12,533,000 |
| Noninterest income | 860,000 | 1,975,000 | 3,066,000 | 4,248,000 |
| Noninterest expense | 2,587,000 | 5,231,000 | 8,533,000 | 11,812,000 |
| Provision for loan losses | 249,000 | 415,000 | 837,000 | 812,000 |
| Pretax income | 717,000 | 2,061,000 | 2,766,000 | 4,174,000 |
| Income tax | 1,000 | 3,000 | 4,000 | -17,000 |
| Net income | 716,000 | 2,058,000 | 2,762,000 | 4,191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,485,000 | 26,057,000 | 26,625,000 | 27,832,000 |
| Total capital | 28,332,000 | 29,335,000 | 30,173,000 | 31,194,000 |
| Risk-weighted assets | 256,279,000 | 291,032,000 | 299,632,000 | 303,757,000 |