Call reports 2006
EASTWOOD BANK — 2006
What EASTWOOD BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 283,090,000 | 290,153,000 | 296,530,000 | 299,151,000 |
| Total loans | 212,739,000 | 220,509,000 | 224,344,000 | 225,047,000 |
| Allowance for loan losses | 2,573,000 | 2,528,000 | 2,558,000 | 2,666,000 |
| Securities available for sale | 50,711,000 | 48,777,000 | 52,257,000 | 51,670,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,488,000 | 240,159,000 | 245,457,000 | 244,477,000 |
| Interest-bearing deposits | 205,078,000 | 209,353,000 | 214,162,000 | 211,194,000 |
| Noninterest-bearing deposits | 31,410,000 | 30,806,000 | 31,295,000 | 33,283,000 |
| Equity capital | 23,530,000 | 23,375,000 | 24,935,000 | 25,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,269,000 | 8,782,000 | 13,502,000 | 18,416,000 |
| Interest expense | 1,665,000 | 3,464,000 | 5,502,000 | 7,658,000 |
| Net interest income | 2,604,000 | 5,318,000 | 8,000,000 | 10,758,000 |
| Noninterest income | 786,000 | 1,673,000 | 2,555,000 | 3,517,000 |
| Noninterest expense | 2,429,000 | 4,911,000 | 7,305,000 | 9,653,000 |
| Provision for loan losses | 2,000 | -19,000 | -4,000 | 378,000 |
| Pretax income | 959,000 | 2,041,000 | 3,196,000 | 4,137,000 |
| Income tax | 1,000 | 3,000 | 4,000 | 5,000 |
| Net income | 958,000 | 2,038,000 | 3,192,000 | 4,132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,089,000 | 24,410,000 | 25,203,000 | 25,903,000 |
| Total capital | 26,662,000 | 26,938,000 | 27,761,000 | 28,569,000 |
| Risk-weighted assets | 236,022,000 | 242,986,000 | 247,576,000 | 248,372,000 |