Call reports 2005
EASTWOOD BANK — 2005
What EASTWOOD BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 266,923,000 | 276,005,000 | 279,173,000 | 288,038,000 |
| Total loans | 201,228,000 | 208,736,000 | 210,937,000 | 209,540,000 |
| Allowance for loan losses | 2,501,000 | 2,643,000 | 2,612,000 | 2,585,000 |
| Securities available for sale | 48,395,000 | 47,280,000 | 48,846,000 | 50,622,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,132,000 | 223,359,000 | 228,930,000 | 236,862,000 |
| Interest-bearing deposits | 190,038,000 | 192,952,000 | 197,355,000 | 204,079,000 |
| Noninterest-bearing deposits | 30,094,000 | 30,407,000 | 31,575,000 | 32,783,000 |
| Equity capital | 21,956,000 | 22,777,000 | 23,271,000 | 23,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,635,000 | 7,481,000 | 11,423,000 | 15,574,000 |
| Interest expense | 1,268,000 | 2,659,000 | 4,188,000 | 5,834,000 |
| Net interest income | 2,367,000 | 4,822,000 | 7,235,000 | 9,740,000 |
| Noninterest income | 952,000 | 1,844,000 | 2,896,000 | 3,734,000 |
| Noninterest expense | 2,193,000 | 4,449,000 | 6,955,000 | 9,327,000 |
| Provision for loan losses | 65,000 | 278,000 | 253,000 | 419,000 |
| Pretax income | 1,010,000 | 1,921,000 | 2,905,000 | 3,710,000 |
| Income tax | 1,000 | 3,000 | 4,000 | 5,000 |
| Net income | 1,009,000 | 1,918,000 | 2,901,000 | 3,705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,516,000 | 22,597,000 | 23,302,000 | 23,985,000 |
| Total capital | 25,017,000 | 25,240,000 | 25,914,000 | 26,570,000 |
| Risk-weighted assets | 220,762,000 | 229,717,000 | 232,282,000 | 234,160,000 |