Call reports 2004
EASTWOOD BANK — 2004
What EASTWOOD BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 243,611,000 | 251,342,000 | 257,144,000 | 264,065,000 |
| Total loans | 178,398,000 | 184,183,000 | 187,961,000 | 194,220,000 |
| Allowance for loan losses | 2,627,000 | 2,456,000 | 2,490,000 | 2,455,000 |
| Securities available for sale | 51,632,000 | 54,166,000 | 53,426,000 | 50,272,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,670,000 | 202,501,000 | 206,823,000 | 211,526,000 |
| Interest-bearing deposits | 172,174,000 | 176,051,000 | 178,964,000 | 182,159,000 |
| Noninterest-bearing deposits | 25,496,000 | 26,450,000 | 27,859,000 | 29,367,000 |
| Equity capital | 20,947,000 | 20,188,000 | 21,719,000 | 22,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,251,000 | 6,657,000 | 10,122,000 | 13,717,000 |
| Interest expense | 1,108,000 | 2,223,000 | 3,419,000 | 4,655,000 |
| Net interest income | 2,143,000 | 4,434,000 | 6,703,000 | 9,062,000 |
| Noninterest income | 756,000 | 1,847,000 | 2,610,000 | 3,546,000 |
| Noninterest expense | 2,131,000 | 4,111,000 | 6,123,000 | 8,270,000 |
| Provision for loan losses | 100,000 | -83,000 | -5,000 | 45,000 |
| Pretax income | 678,000 | 2,263,000 | 3,196,000 | 4,413,000 |
| Income tax | 1,000 | 2,000 | 4,000 | 5,000 |
| Net income | 677,000 | 2,261,000 | 3,192,000 | 4,408,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,751,000 | 20,553,000 | 21,178,000 | 22,107,000 |
| Total capital | 22,151,000 | 23,009,000 | 23,668,000 | 24,562,000 |
| Risk-weighted assets | 191,741,000 | 201,011,000 | 207,161,000 | 213,084,000 |