Call reports 2002
EASTWOOD BANK — 2002
What EASTWOOD BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 210,944,000 | 212,992,000 | 219,105,000 | 232,942,000 |
| Total loans | 146,685,000 | 156,486,000 | 158,908,000 | 161,310,000 |
| Allowance for loan losses | 2,153,000 | 2,120,000 | 2,213,000 | 2,221,000 |
| Securities available for sale | 37,427,000 | 38,450,000 | 42,443,000 | 52,902,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,233,000 | 170,141,000 | 173,131,000 | 185,471,000 |
| Interest-bearing deposits | 146,966,000 | 145,615,000 | 149,020,000 | 160,342,000 |
| Noninterest-bearing deposits | 21,267,000 | 24,526,000 | 24,111,000 | 25,129,000 |
| Equity capital | 17,218,000 | 17,682,000 | 18,505,000 | 18,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,309,000 | 6,710,000 | 10,159,000 | 13,631,000 |
| Interest expense | 1,404,000 | 2,804,000 | 4,171,000 | 5,539,000 |
| Net interest income | 1,905,000 | 3,906,000 | 5,988,000 | 8,092,000 |
| Noninterest income | 622,000 | 1,271,000 | 1,989,000 | 2,887,000 |
| Noninterest expense | 1,710,000 | 3,406,000 | 5,195,000 | 7,444,000 |
| Provision for loan losses | 119,000 | 237,000 | 356,000 | 475,000 |
| Pretax income | 713,000 | 1,549,000 | 2,367,000 | 2,946,000 |
| Income tax | 6,000 | 8,000 | 9,000 | 10,000 |
| Net income | 707,000 | 1,541,000 | 2,358,000 | 2,936,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,416,000 | 16,295,000 | 16,672,000 | 16,847,000 |
| Total capital | 18,553,000 | 18,415,000 | 18,885,000 | 19,068,000 |
| Risk-weighted assets | 171,055,000 | 179,914,000 | 183,475,000 | 185,770,000 |