Call reports 2002
MIDWEST BANK OF HINSDALE — 2002
What MIDWEST BANK OF HINSDALE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 |
|---|---|---|
| Total assets | 427,997,000 | 425,267,000 |
| Total loans | 258,263,000 | 275,605,000 |
| Allowance for loan losses | 2,591,000 | 2,807,000 |
| Securities available for sale | 133,245,000 | 111,230,000 |
| Securities held to maturity | 6,848,000 | 6,741,000 |
| Trading assets | 0 | 0 |
| Total deposits | 338,423,000 | 332,753,000 |
| Interest-bearing deposits | 317,592,000 | 307,123,000 |
| Noninterest-bearing deposits | 20,831,000 | 25,630,000 |
| Equity capital | 28,167,000 | 30,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 |
|---|---|---|
| Interest income | 6,353,000 | 12,665,000 |
| Interest expense | 2,809,000 | 5,575,000 |
| Net interest income | 3,544,000 | 7,090,000 |
| Noninterest income | 523,000 | 896,000 |
| Noninterest expense | 1,596,000 | 3,088,000 |
| Provision for loan losses | 135,000 | 335,000 |
| Pretax income | 2,468,000 | 4,844,000 |
| Income tax | 904,000 | 1,702,000 |
| Net income | 1,564,000 | 3,142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 |
|---|---|---|
| Tier 1 capital | 28,659,000 | 30,205,000 |
| Total capital | 31,267,000 | 33,012,000 |
| Risk-weighted assets | 295,605,000 | 304,882,000 |