Call reports 2026
FALLS CITY NATIONAL BANK, THE — 2026
What FALLS CITY NATIONAL BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 598,089,000 | 597,107,000 |
| Total loans | 138,081,000 | 137,648,000 |
| Allowance for loan losses | 1,741,000 | 1,674,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 300,695,000 | 301,569,000 |
| Trading assets | 0 | 0 |
| Total deposits | 501,209,000 | 498,014,000 |
| Interest-bearing deposits | 321,554,000 | 325,167,000 |
| Noninterest-bearing deposits | 179,655,000 | 172,847,000 |
| Equity capital | 94,490,000 | 97,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,565,000 | 13,127,000 |
| Interest expense | 1,560,000 | 3,139,000 |
| Net interest income | 5,005,000 | 9,988,000 |
| Noninterest income | 217,000 | 335,000 |
| Noninterest expense | 1,469,000 | 2,950,000 |
| Provision for loan losses | -7,000 | -7,000 |
| Pretax income | 3,753,000 | 7,373,000 |
| Income tax | 766,000 | 1,321,000 |
| Net income | 2,987,000 | 6,052,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 94,490,000 | 97,557,000 |