Call reports 2024
FALLS CITY NATIONAL BANK, THE — 2024
What FALLS CITY NATIONAL BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 570,080,000 | 570,489,000 | 573,197,000 | 588,150,000 |
| Total loans | 148,464,000 | 155,042,000 | 160,775,000 | 144,602,000 |
| Allowance for loan losses | 1,565,000 | 1,789,000 | 1,795,000 | 1,799,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 256,954,000 | 259,700,000 | 244,966,000 | 246,541,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 490,365,000 | 488,116,000 | 488,543,000 | 503,408,000 |
| Interest-bearing deposits | 299,858,000 | 301,969,000 | 300,284,000 | 305,193,000 |
| Noninterest-bearing deposits | 190,507,000 | 186,147,000 | 188,259,000 | 198,215,000 |
| Equity capital | 78,413,000 | 81,204,000 | 83,218,000 | 83,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 7,285,000 | 14,365,000 | 21,502,000 | 28,571,000 |
| Interest expense | 1,537,000 | 3,136,000 | 4,785,000 | 6,469,000 |
| Net interest income | 5,748,000 | 11,229,000 | 16,717,000 | 22,102,000 |
| Noninterest income | 151,000 | 320,000 | 509,000 | 752,000 |
| Noninterest expense | 1,204,000 | 2,435,000 | 3,537,000 | 5,726,000 |
| Provision for loan losses | 539,000 | 753,000 | 748,000 | 732,000 |
| Pretax income | 4,145,000 | 8,364,000 | 12,939,000 | 16,378,000 |
| Income tax | 0 | 1,427,000 | 2,488,000 | 3,218,000 |
| Net income | 4,145,000 | 6,937,000 | 10,451,000 | 13,160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,413,000 | 81,204,000 | 83,218,000 | 83,428,000 |