Call reports 2023
FALLS CITY NATIONAL BANK, THE — 2023
What FALLS CITY NATIONAL BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 571,493,000 | 560,981,000 | 562,266,000 | 577,871,000 |
| Total loans | 146,772,000 | 145,088,000 | 148,154,000 | 145,109,000 |
| Allowance for loan losses | 1,645,000 | 1,626,000 | 1,615,000 | 1,440,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 287,252,000 | 283,295,000 | 273,198,000 | 269,399,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 500,604,000 | 487,946,000 | 487,463,000 | 502,252,000 |
| Interest-bearing deposits | 304,545,000 | 301,464,000 | 289,814,000 | 288,483,000 |
| Noninterest-bearing deposits | 196,059,000 | 186,482,000 | 197,650,000 | 213,769,000 |
| Equity capital | 69,191,000 | 72,104,000 | 73,571,000 | 74,267,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,697,000 | 11,475,000 | 17,481,000 | 23,778,000 |
| Interest expense | 445,000 | 1,689,000 | 3,044,000 | 4,504,000 |
| Net interest income | 5,252,000 | 9,786,000 | 14,437,000 | 19,274,000 |
| Noninterest income | 155,000 | 320,000 | 482,000 | 643,000 |
| Noninterest expense | 1,065,000 | 2,128,000 | 3,223,000 | 4,828,000 |
| Provision for loan losses | -130,000 | -78,000 | -83,000 | -51,000 |
| Pretax income | 4,342,000 | 7,978,000 | 11,696,000 | 15,089,000 |
| Income tax | 883,000 | 1,607,000 | 2,358,000 | 3,054,000 |
| Net income | 3,459,000 | 6,371,000 | 9,338,000 | 12,035,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,794,000 | 71,707,000 | 73,571,000 | 74,267,000 |