Call reports 2022
FALLS CITY NATIONAL BANK, THE — 2022
What FALLS CITY NATIONAL BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 554,385,000 | 569,997,000 | 575,094,000 | 586,874,000 |
| Total loans | 125,183,000 | 128,891,000 | 135,306,000 | 144,909,000 |
| Allowance for loan losses | 1,643,000 | 1,594,000 | 1,926,000 | 1,924,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 236,501,000 | 255,284,000 | 271,835,000 | 285,465,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 493,278,000 | 506,748,000 | 510,364,000 | 520,741,000 |
| Interest-bearing deposits | 294,651,000 | 298,067,000 | 303,427,000 | 305,426,000 |
| Noninterest-bearing deposits | 198,627,000 | 208,681,000 | 206,937,000 | 215,315,000 |
| Equity capital | 60,769,000 | 62,927,000 | 64,405,000 | 65,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,928,000 | 6,350,000 | 10,683,000 | 15,833,000 |
| Interest expense | 134,000 | 274,000 | 416,000 | 619,000 |
| Net interest income | 2,794,000 | 6,076,000 | 10,267,000 | 15,214,000 |
| Noninterest income | 149,000 | 307,000 | 482,000 | 641,000 |
| Noninterest expense | 997,000 | 1,819,000 | 2,764,000 | 4,175,000 |
| Provision for loan losses | 0 | 0 | 300,000 | 800,000 |
| Pretax income | 1,946,000 | 4,564,000 | 7,685,000 | 10,880,000 |
| Income tax | 345,000 | 805,000 | 1,449,000 | 1,817,000 |
| Net income | 1,601,000 | 3,759,000 | 6,236,000 | 9,063,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,769,000 | 62,927,000 | 64,405,000 | 65,335,000 |