Call reports 2021
FALLS CITY NATIONAL BANK, THE — 2021
What FALLS CITY NATIONAL BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 487,510,000 | 488,176,000 | 506,004,000 | 529,260,000 |
| Total loans | 123,083,000 | 125,148,000 | 124,752,000 | 122,768,000 |
| Allowance for loan losses | 1,642,000 | 1,543,000 | 1,554,000 | 1,729,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 190,034,000 | 202,795,000 | 199,515,000 | 204,814,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 430,444,000 | 429,466,000 | 446,622,000 | 469,753,000 |
| Interest-bearing deposits | 274,264,000 | 269,525,000 | 268,809,000 | 279,159,000 |
| Noninterest-bearing deposits | 156,179,000 | 159,941,000 | 177,812,000 | 190,593,000 |
| Equity capital | 56,726,000 | 58,378,000 | 59,058,000 | 59,168,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,709,000 | 6,172,000 | 9,055,000 | 11,839,000 |
| Interest expense | 126,000 | 259,000 | 388,000 | 518,000 |
| Net interest income | 2,583,000 | 5,913,000 | 8,667,000 | 11,321,000 |
| Noninterest income | 579,000 | 248,000 | 406,000 | 571,000 |
| Noninterest expense | 1,076,000 | 2,053,000 | 2,895,000 | 4,194,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 2,086,000 | 4,108,000 | 6,178,000 | 7,508,000 |
| Income tax | 344,000 | 714,000 | 1,104,000 | 1,324,000 |
| Net income | 1,742,000 | 3,394,000 | 5,074,000 | 6,184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,726,000 | 58,378,000 | 59,058,000 | 59,168,000 |