Call reports 2020
FALLS CITY NATIONAL BANK, THE — 2020
What FALLS CITY NATIONAL BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 438,760,000 | 453,704,000 | 445,457,000 | 455,857,000 |
| Total loans | 114,726,000 | 117,902,000 | 118,477,000 | 115,101,000 |
| Allowance for loan losses | 1,538,000 | 1,630,000 | 1,607,000 | 1,668,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 179,794,000 | 174,318,000 | 169,893,000 | 170,528,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 386,468,000 | 399,499,000 | 390,358,000 | 400,612,000 |
| Interest-bearing deposits | 256,826,000 | 263,366,000 | 255,555,000 | 258,642,000 |
| Noninterest-bearing deposits | 129,642,000 | 136,134,000 | 134,803,000 | 141,970,000 |
| Equity capital | 52,050,000 | 53,947,000 | 54,821,000 | 54,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,668,000 | 6,699,000 | 9,508,000 | 12,204,000 |
| Interest expense | 123,000 | 249,000 | 375,000 | 497,000 |
| Net interest income | 3,545,000 | 6,450,000 | 9,133,000 | 11,707,000 |
| Noninterest income | 164,000 | 654,000 | 832,000 | 978,000 |
| Noninterest expense | 859,000 | 1,698,000 | 2,536,000 | 3,737,000 |
| Provision for loan losses | 100,000 | 300,000 | 300,000 | 700,000 |
| Pretax income | 2,750,000 | 5,106,000 | 7,129,000 | 8,248,000 |
| Income tax | 613,000 | 1,073,000 | 1,473,000 | 1,678,000 |
| Net income | 2,137,000 | 4,033,000 | 5,656,000 | 6,570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,050,000 | 53,947,000 | 54,821,000 | 54,983,000 |