Call reports 2019
FALLS CITY NATIONAL BANK, THE — 2019
What FALLS CITY NATIONAL BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 410,745,000 | 407,159,000 | 407,014,000 | 423,168,000 |
| Total loans | 116,001,000 | 114,657,000 | 114,279,000 | 113,077,000 |
| Allowance for loan losses | 1,462,000 | 1,452,000 | 1,326,000 | 1,430,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 179,144,000 | 177,641,000 | 185,078,000 | 177,696,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 365,125,000 | 359,168,000 | 357,674,000 | 372,990,000 |
| Interest-bearing deposits | 245,680,000 | 239,088,000 | 234,811,000 | 244,467,000 |
| Noninterest-bearing deposits | 119,445,000 | 120,080,000 | 122,863,000 | 128,524,000 |
| Equity capital | 45,479,000 | 47,720,000 | 49,093,000 | 49,915,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,816,000 | 7,513,000 | 11,169,000 | 14,658,000 |
| Interest expense | 124,000 | 248,000 | 370,000 | 490,000 |
| Net interest income | 3,692,000 | 7,265,000 | 10,799,000 | 14,168,000 |
| Noninterest income | 182,000 | 371,000 | 542,000 | 711,000 |
| Noninterest expense | 772,000 | 1,563,000 | 2,341,000 | 3,507,000 |
| Provision for loan losses | 0 | 0 | 0 | 250,000 |
| Pretax income | 3,102,000 | 6,073,000 | 9,000,000 | 11,122,000 |
| Income tax | 543,000 | 1,273,000 | 1,828,000 | 2,128,000 |
| Net income | 2,559,000 | 4,800,000 | 7,172,000 | 8,994,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,479,000 | 47,720,000 | 49,093,000 | 49,915,000 |
| Total capital | 46,946,000 | 49,177,000 | 50,420,000 | 51,346,000 |
| Risk-weighted assets | 151,042,000 | 150,652,000 | 147,461,000 | 151,593,000 |