Call reports 2018
FALLS CITY NATIONAL BANK, THE — 2018
What FALLS CITY NATIONAL BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 384,489,000 | 381,363,000 | 385,791,000 | 407,257,000 |
| Total loans | 117,284,000 | 116,497,000 | 118,628,000 | 116,250,000 |
| Allowance for loan losses | 1,636,000 | 1,640,000 | 1,561,000 | 1,458,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 173,901,000 | 174,191,000 | 177,244,000 | 176,702,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 346,221,000 | 340,740,000 | 343,606,000 | 364,219,000 |
| Interest-bearing deposits | 237,329,000 | 236,431,000 | 230,384,000 | 237,880,000 |
| Noninterest-bearing deposits | 108,892,000 | 104,309,000 | 113,221,000 | 126,340,000 |
| Equity capital | 38,145,000 | 40,482,000 | 42,041,000 | 42,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,216,000 | 6,479,000 | 9,844,000 | 13,472,000 |
| Interest expense | 123,000 | 247,000 | 370,000 | 491,000 |
| Net interest income | 3,093,000 | 6,232,000 | 9,474,000 | 12,981,000 |
| Noninterest income | 146,000 | 328,000 | 476,000 | 675,000 |
| Noninterest expense | 793,000 | 1,526,000 | 2,333,000 | 3,590,000 |
| Provision for loan losses | 200,000 | 200,000 | 200,000 | 200,000 |
| Pretax income | 2,246,000 | 4,834,000 | 7,417,000 | 9,866,000 |
| Income tax | 756,000 | 1,006,000 | 1,281,000 | 1,851,000 |
| Net income | 1,490,000 | 3,828,000 | 6,136,000 | 8,015,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,145,000 | 40,482,000 | 42,041,000 | 42,920,000 |
| Total capital | 39,786,000 | 42,127,000 | 43,607,000 | 44,383,000 |
| Risk-weighted assets | 151,884,000 | 150,117,000 | 152,414,000 | 153,448,000 |