Call reports 2017
FALLS CITY NATIONAL BANK, THE — 2017
What FALLS CITY NATIONAL BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 361,270,000 | 355,634,000 | 356,946,000 | 368,405,000 |
| Total loans | 120,957,000 | 122,465,000 | 123,287,000 | 122,433,000 |
| Allowance for loan losses | 1,532,000 | 1,538,000 | 1,558,000 | 1,530,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 153,781,000 | 160,941,000 | 160,485,000 | 167,995,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 327,557,000 | 320,471,000 | 320,717,000 | 331,615,000 |
| Interest-bearing deposits | 221,560,000 | 222,207,000 | 219,992,000 | 224,631,000 |
| Noninterest-bearing deposits | 105,997,000 | 98,264,000 | 100,726,000 | 106,984,000 |
| Equity capital | 33,427,000 | 35,013,000 | 36,100,000 | 36,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,025,000 | 6,188,000 | 9,546,000 | 12,809,000 |
| Interest expense | 115,000 | 240,000 | 359,000 | 478,000 |
| Net interest income | 2,910,000 | 5,948,000 | 9,187,000 | 12,331,000 |
| Noninterest income | 89,000 | 181,000 | 286,000 | 356,000 |
| Noninterest expense | 766,000 | 1,527,000 | 2,200,000 | 3,372,000 |
| Provision for loan losses | 0 | 200,000 | 200,000 | 350,000 |
| Pretax income | 2,233,000 | 4,402,000 | 7,073,000 | 8,965,000 |
| Income tax | 522,000 | 1,105,000 | 1,940,000 | 2,527,000 |
| Net income | 1,711,000 | 3,297,000 | 5,133,000 | 6,438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,427,000 | 35,013,000 | 36,100,000 | 36,654,000 |
| Total capital | 34,961,000 | 36,553,000 | 37,663,000 | 38,190,000 |
| Risk-weighted assets | 153,088,000 | 151,259,000 | 151,972,000 | 154,194,000 |