Call reports 2016
FALLS CITY NATIONAL BANK, THE — 2016
What FALLS CITY NATIONAL BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 347,451,000 | 337,227,000 | 340,100,000 | 342,274,000 |
| Total loans | 120,722,000 | 119,260,000 | 121,649,000 | 120,584,000 |
| Allowance for loan losses | 1,384,000 | 1,178,000 | 1,612,000 | 1,626,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 122,026,000 | 123,359,000 | 127,702,000 | 138,856,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 316,885,000 | 305,666,000 | 308,424,000 | 310,270,000 |
| Interest-bearing deposits | 222,277,000 | 215,666,000 | 207,452,000 | 215,085,000 |
| Noninterest-bearing deposits | 94,608,000 | 90,000,000 | 100,972,000 | 95,184,000 |
| Equity capital | 29,616,000 | 31,283,000 | 31,302,000 | 31,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,909,000 | 5,822,000 | 8,722,000 | 11,713,000 |
| Interest expense | 118,000 | 236,000 | 352,000 | 467,000 |
| Net interest income | 2,791,000 | 5,586,000 | 8,370,000 | 11,246,000 |
| Noninterest income | 82,000 | 174,000 | 152,000 | 249,000 |
| Noninterest expense | 723,000 | 1,472,000 | 2,262,000 | 3,284,000 |
| Provision for loan losses | 0 | 0 | 600,000 | 900,000 |
| Pretax income | 2,150,000 | 4,288,000 | 5,660,000 | 7,311,000 |
| Income tax | 677,000 | 1,147,000 | 1,751,000 | 2,237,000 |
| Net income | 1,473,000 | 3,141,000 | 3,909,000 | 5,074,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,616,000 | 31,283,000 | 31,302,000 | 31,717,000 |
| Total capital | 31,001,000 | 32,462,000 | 32,915,000 | 33,345,000 |
| Risk-weighted assets | 148,960,000 | 146,106,000 | 148,311,000 | 148,310,000 |