Call reports 2013
FALLS CITY NATIONAL BANK, THE — 2013
What FALLS CITY NATIONAL BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 277,916,000 | 282,639,000 | 281,961,000 | 284,892,000 |
| Total loans | 89,982,000 | 89,873,000 | 90,467,000 | 94,322,000 |
| Allowance for loan losses | 1,629,000 | 1,622,000 | 1,348,000 | 1,336,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 63,358,000 | 80,160,000 | 87,327,000 | 93,978,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,066,000 | 260,974,000 | 259,536,000 | 262,052,000 |
| Interest-bearing deposits | 179,216,000 | 184,736,000 | 165,314,000 | 176,514,000 |
| Noninterest-bearing deposits | 77,849,000 | 76,239,000 | 94,222,000 | 85,539,000 |
| Equity capital | 20,259,000 | 21,228,000 | 21,987,000 | 22,350,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,992,000 | 3,967,000 | 5,895,000 | 8,087,000 |
| Interest expense | 164,000 | 319,000 | 444,000 | 556,000 |
| Net interest income | 1,828,000 | 3,648,000 | 5,451,000 | 7,531,000 |
| Noninterest income | 60,000 | 151,000 | 158,000 | 240,000 |
| Noninterest expense | 732,000 | 1,217,000 | 1,929,000 | 2,828,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,156,000 | 2,582,000 | 3,680,000 | 4,943,000 |
| Income tax | 369,000 | 825,000 | 1,165,000 | 1,564,000 |
| Net income | 787,000 | 1,757,000 | 2,515,000 | 3,379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,259,000 | 21,228,000 | 21,987,000 | 22,350,000 |
| Total capital | 21,707,000 | 22,590,000 | 23,332,000 | 23,689,000 |
| Risk-weighted assets | 115,632,000 | 108,709,000 | 107,574,000 | 117,759,000 |