Call reports 2012
FALLS CITY NATIONAL BANK, THE — 2012
What FALLS CITY NATIONAL BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 219,275,000 | 227,824,000 | 233,742,000 | 256,671,000 |
| Total loans | 80,319,000 | 83,921,000 | 89,379,000 | 90,419,000 |
| Allowance for loan losses | 1,419,000 | 1,407,000 | 1,687,000 | 1,612,000 |
| Securities available for sale | 376,000 | 49,000 | 0 | 0 |
| Securities held to maturity | 40,682,000 | 43,763,000 | 51,575,000 | 57,275,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,122,000 | 208,016,000 | 214,070,000 | 237,010,000 |
| Interest-bearing deposits | 135,118,000 | 142,697,000 | 132,930,000 | 157,262,000 |
| Noninterest-bearing deposits | 65,003,000 | 65,319,000 | 81,140,000 | 79,747,000 |
| Equity capital | 18,621,000 | 19,453,000 | 19,476,000 | 19,472,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,765,000 | 3,576,000 | 5,350,000 | 7,246,000 |
| Interest expense | 195,000 | 375,000 | 545,000 | 699,000 |
| Net interest income | 1,570,000 | 3,201,000 | 4,805,000 | 6,547,000 |
| Noninterest income | 73,000 | 216,000 | 296,000 | 327,000 |
| Noninterest expense | 685,000 | 1,302,000 | 2,006,000 | 2,906,000 |
| Provision for loan losses | 0 | 0 | 375,000 | 375,000 |
| Pretax income | 958,000 | 2,190,000 | 2,795,000 | 3,668,000 |
| Income tax | 303,000 | 701,000 | 881,000 | 1,160,000 |
| Net income | 655,000 | 1,489,000 | 1,914,000 | 2,508,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,618,000 | 19,453,000 | 19,476,000 | 19,472,000 |
| Total capital | 19,838,000 | 20,732,000 | 20,725,000 | 20,866,000 |
| Risk-weighted assets | 97,386,000 | 102,191,000 | 99,498,000 | 111,310,000 |